Whatsapp is the most popular instant messaging service all over the world and so many users are using this. You can send voice messages, text messages, video messages, video call or voice call over Whatsapp and you only need to have an active internet connection for this.

Now Whatsapp is rolling out WhatsApp payment system in India, that will allow users to send or receive money using Whatsapp. This feature is currently in beta and can be activated only by using an invitation. Even if you are a beta tester for WhatsApp, you might not see this update on your Whatsapp account. It has not publically announced and you can only get this option activated using an invitation only.

Whatsapp has been working for payment feature actively which will take advantage of UPI (Unified Payments Interface) and it will also support most of the popular banks in India including HDFC Bank, ICICI Bank, Axis Bank and State bank of India and many more.

See also: How to add banks on WhatsApp for Payment

How to use WhatsApp payment Feature:

You must be invited from the person who has WhatsApp payment feature enabled on their mobile. Once this feature has been activated on your WhatsApp account, you will start seeing Payment icon on your attachment place. You can see the screenshot below to get an idea of how WhatsApp Payment feature will look alike.Enable WhatsApp Payment Feature

Steps to add your bank on Whatsapp payment using UPI:

You must have WhatsApp payment feature enabled to add your own bank account for WhatsApp Payment.

  • Tap on attachment icon beside any of your WhatsApp contact
  • You will see the Payment button, Tap on it to proceed further
  • You will see send and receive money securely page, select accept & continue
  • It will ask for text message verification

It will send a text message from your smartphone to verify it.

Activate WhatsApp Payment Feature

Once you verify it, you will see a list of banks from India. Select the bank where your saving or current accounts are there. It will automatically detect your bank account number and show you the bank details there. Just tap on it and your bank account will be added to your WhatsApp UPI payment option.

You will also see payment option on your WhatsApp account setting, to select or add more bank on your WhatsApp account. There are many payment services like Paytm, Google Tez, Truecaller and Hike and now WhatsApp has been added to this list. Do share your thoughts, which payment service you would like to use and why. Share your thoughts in the comments below.