Are you looking for the best apps for money transfer on the internet? Well, I bet you will find enormous options. However, you can not pick any app randomly. This is because of their features and trust issues. So, here are the 10 best apps for money transfer in India that we have found for you after hours of research and exploration. 

Digital life is in trend. Those days are now gone when people were using just cash for all the transactions and other billings. 2019 has been a digitally revolutionary year wherein we all are dependent on online transactions. Whether you talk about a simple phone recharge, paying gas bills, or sending money to people you know, you need a secured digital medium to proceed, or your credentials might get stolen for fraudulent purposes. 

Well, there is nothing to worry about as the top 10 money transfer apps we have picked and listed here for you. Also, these are known for offering the safest and most secure transaction experience. 

Well, we can’t bet on it, but yes, almost every smartphone users trust these applications and make transactions daily. So, rest assured all your account credentials will be safe and secure, and there is nothing that you need to worry about. 

So, without further ado, let’s just start exploring the top 10 best money transfer apps in India that you can install on your Android smartphone. 

Most Trusted Money Transfer Apps For Your Android 

Paytm App

PayTM customer care number: 0120-4456-456

As we all know, sending money to anyone in India and abroad can be done in a matter of minutes through our online money transfer apps. Paytm is one of the digital payment gateways and the best money transfer app in India, offering the safest way to do so.

Paytm Android App

It allows users to transfer money from their bank account to the other person’s account in just a minute. Also, it has a massive list of online merchants like shopping stores, DTH recharge, paying utility bills, and many more. 

Furthermore, the app features its wallet and a link to bank credit/debit cards. One can choose any of these two payment modes for all their transactions. Overall It is one of the best, safest, and fastest money transfer apps in India for your Android phone.


Mobikwik customer care number: 011-61266390

When it comes to trends, Mobikwik makes its presence with over 2, 50,000 users all over the world. In other words, it is another best and freest apps for money transfers in India. 

MobiKwik Android App

The main feature of this app is that it saves your every penny in their e-wallet so that you can use that money in other transactions. Also, this app is supported on Android, windows, and IOS versions. So, no matter which OS device you own, this app will work for you.

Furthermore, this app is more useful for EMI payments, booking rail/bus tickets, and paying your gas, electricity, or DTH bills. Overall it’s a good app with lots of discounts and cash back.


PhonePe customer care number: 0124 678 9345

Phonepe is an app that gives many amazing features along with satisfying cashback on every transaction. The best feature is that it supports UPI payments with full security including the BHIM app. 

PhonePe UPI Payment Android App

Also, UPI payments can help you recharge your MetroCard, mobile, or DTH. Further, you can also quickly pay bills by just typing your secret UPI password which you have created. 

Furthermore, both registered and new users can get cash back on every transaction and quickly send and receive money up to INR 1 lakh any time anywhere in the world. 

Another impressive feature of this app is that you can check your bank account balance instantly and also you can manage multiple bank accounts on a single number.

PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
Developer: PhonePe
Price: Free

Google Pay

Google Pay customer care number: In Google Pay, go to Settings > Help & Feedback > Select chat or call back

The name is new to the best money transfer apps category but very trustworthy and secure. As already evident, the app is provided by Google itself, so rest assured all your account credentials and your money is safe with this app. 

Google Pay Android App

Furthermore, the app is also great for getting significant discounts on purchases. Google Pay gives a lucky scratch card to its user for every successful transaction. This scratch card can help you win up to lakhs get some huge discounts and save your money

Other than shopping parts, the app features similar functions as we have already mentioned for Paytm and PhonePe apps. Overall, it’s among the best money transfer apps in India for your Android phone, which will never disappoint you. 

Google Wallet
Google Wallet
Developer: Google LLC
Price: Free


FreeCharge customer care number: 1800 572 7133

FreeCharge is another useful app that is underrated. FreeCharge users get amazing discount coupons on their favorite brands, irrespective of the transaction amount. Also, this app allows payments of utility bills, buy metro/mobile recharges with amazing cashback offers. 

FreeCharge Android App

Furthermore, coming to it has another excellent feature, it has a unique function that allows you to invest in mutual funds and make charitable donations online with just a click.

For convenience, you can also opt to create a BHIM UPI ID and link that with your bank account for money transfer purposes. Overall, this app is trustworthy with amazing deals and offers.

Airtel Money/Thanks App

Airtel Money customer care number: 8800688006

This is the first and one of the biggest platforms to integrate the UPI on a digital platform. Airtel Money is the very first app that facilitated instant fund transfers between two bank accounts on a single mobile screen. 

Airtel Thanks Android App

Talking about the unique feature, there is no need to share the beneficiary’s account details for transactions. All you will need is just a virtual payment address which is created by you by linking your bank account and MPIN to complete transactions. You can also connect your bank account by using the My Airtel App and some of your personalized details.

Airtel Thanks – Recharge & UPI
Airtel Thanks – Recharge & UPI

Ola Money App

Ola Money customer care number: 080-67350900

Ola Money is one of the easiest, safest, and fastest money transfer apps which allows you to transfer money in just one click. Ola Money gives amazing offers to new users to deal with their daily budget. 

Ola Money Android App

Also, this app will enable users to transfer money to their loved ones friends, or family in just one tap. One great feature I have seen in this app is that you can transfer your money from your Ola wallet directly to your bank account. With Ola, you can also pay bills, recharge mobile phones, etc.

PayPal India

PayPal India customer care number: 0008004402415

Paypal India is also an excellent platform for transferring money in just one click. However, some users find it challenging to use, yet it is easy to handle. You just register on the site and link your PayPal account to your linked bank account along with your personalized details.

PayPal Android App

Also, it allows users to transfer and receive payments from another’s bank account. One of the most significant advantages is that you can receive money in Worldwide currency from all over the world. 

Furthermore, PayPal has a great security option, so it will keep all your money transactions safe and protected by advanced encryption. For freelancers working in India or outside India, Paypal is the best international money transfer app anywhere in the world.

PayPal - Send, Shop, Manage
PayPal - Send, Shop, Manage


YONO SBI customer care number: 1800 425 3800

This app works the same as the name said. This app is the genuine buddy of all the users because it is the only app that supports 13 languages. This app comes with several unique features like transferring and asking money from registered and new users. Also, it helps set your dues. 

Yono SBI for Android

This app also makes your life easier by recharging your mobile or paying your electricity and gas bills with lots of discounts and cashback offers. This app is trustworthy for new users as well as for existing users.


PayZapp customer care number: 1-800-102-9426

This is the first app, which was launched by India’s largest private sector bank, “HDFC Bank.” This app allows sending money to any of your contact users who are saved in your contact list or you can credit the amount directly with the bank account details.

PayZApp Android App

Also, it gives you a unique feature that is to shop online and enjoy massive offers and discounts on your shopping list. Furthermore, one can also link his debit and credit cards(of any bank account) directly with this app to enjoy the offers on paying bills, recharging DTH/ Mobiles, paying for groceries, and many more.

HDFC has its official Android app too, using which you can use net banking, check your bank account balance online, transfer money from your bank to other banks, pay credit card bills, and many more.

PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Developer: HDFC Bank Limited
Price: To be announced


So, that’s all with this post. We hope you have enjoyed reading this post and it has introduced some of the best money transfer apps in India for your Android phone. If your favorite app is not on the list, please comment below and let us know. 

So, that’s all for now, and thanks for reading this post here at The Android Portal. Don’t forget to follow us for daily updates and stay up to date with everything about Android.

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Ravi Kumar
Ravi is currently associated with TheAndroidPortal. He really likes to test out android gadgets, devices, smartphones and give unbiased opinions. Finding the affordable, and best value option in today's market is what he get up every day for.