Want to buy a smartphone at easy EMI’s don’t worry about it. You are at right place. Here, below in this article, we have mentioned the complete details about Bajaj Finserv Durable consumer loan facility, which you can use to get your next smartphone on EMI. You can buy all latest smartphones including the Apple, Samsung, Oppo, Vivo, Lenovo, HTC, etc.
To buy a new smartphone on loan, first of all, you have to apply for a Bajaj Finserv durable consumer loan. After your application for durable consumer loan getting approved, you can easily buy your dream smartphone at easy EMI’s. Are you confused about the loan charges, annual charges, etc.? In this article, we have mentioned the complete details about Bajaj Finserv’s durable consumer loan facility.
Bajaj Finance Mobile Phone Loan
Features & benefits of Bajaj Finserv’s Durable Consumer Loan
Under the Bajaj Finserv loan facility, you will get plenty of benefits such as flexible payment tenors, Instant approval, nil foreclosure charges, etc. Also there are so many bajaj emi card offers that you can avail when you apply for Bajan Finance EMI Card.
Get up to INR 5 Lakh as Loan from Bajaj Finserv
It all things depends on the value of the smartphone that you want to buy on loan facility. If you want to buy a smartphone loan, then you need to apply for a Bajaj Finserv’s Durable Consumer loan.
You can buy your dream smartphone on the EMI Network of Bajaj Finserv. On this loan facility, you can get the loan up to INR 5 Lakh. You will also get Bajaja Finance EMI card that you can use to purchase products from online and offline retailers at EMI.
On-the-spot Instant approval
To get the loan from Bajaj Finserv, Only you have to visit the nearest Bajaj Finserv’s partner store and contact the in-store representative to help you with the loan process.
You can always find your nearest partner store nearest by using the “Find the nearest store” feature on the Bajaj Finserv’s website. Where you can go and apply for your new mobile loan. The Whole process of getting loan facility from Bajaj Finserv is very simple and easy.
Minimal documents required
To get a loan from Bajaj Finserv to buy a mobile, you just have to submit a photo ID, an address proof, an income proof and a canceled cheque. This canceled cheque will be used to get your bank account and IFSC code. Your monthly loan EMI will be deducted from your account details you provide at the time of applying for a loan.
How to apply for Bajaj Finance Mobile Phone Loan Using App
You can also apply for a Bajaj Finserv loan via Bajaj Finserv app. By using the Bajaj Finserv app, you can also apply instantly for your durable consumer loan. To apply for a loan, first of all, you have to download and install them on your smartphone. The Bajaj Finserv app is available for Android and iOS users. If you have Android smartphone, then you can easily download the Bajaj Finserv app from Google Play Store. And for the iOS smartphone user, the Bajaj Finserv app is available on App Store.
After you download the app on your smartphone, you have to open the app on your smartphone and just tap on “Quick Apply” and then enter your complete details such as Name, Date-of-birth, Address, Phone, Aadhaar card number, Pan Card number, etc.
After, you enter your Aadhaar card number, and then the app will automatically extract the details and verify them within 60 seconds without any problem. After your application for a loan accepted, you will receive a deal ID, which you can be used across any partner stores of Bajaj Finserv to buy digital products at easy EMI’s.
Zero Foreclosure charges
With the Bajaj Finserv loan facility, you can easily foreclose the loan after a minimum of 6 months from the approved loan date. There are no any Foreclosure charges on Bajaj Finserv so that you can easily close your loan without any problem.
Eligibility, Charges, and Documentation:
To get the durable consumer loan for a smartphone, your age needs to be a between 23 to 63 years. The Charges of applying the loan for smartphone/tablet/Laptop is INR 749 only.
List of all documentation Needed for Bajaj Finance Mobile Loan:
- Photo id proof, Address proof
- One canceled cheque in case of ECS
- Credit program specific documents
- Credit card front side photocopy
- Visiting card & employee id proof
- Photocopy of RC book (Not applicable to vehicles registered after 2004 & commercial cars)
- Bajaj Finserv existing loan repayment loan account number/Schedule
- Any other Bank/NBFC repayment schedule
- Latest salary slip
So here in this article, we have written about how to apply and get approved for bajaj finance mobile phone loan. Do you like to buy smartphones with a loan or cash? Share your comments in the comments section below.